Meet IFA Advisor and Certified Financial Planner Becky Vasquez who helps her clients stay the course. Becky explains how she ended up in the investment advisory business and how she educates individuals on how much risk they should take both financially and emotionally.
Investing is a process. Followed to the letter, it empowers you to realize substantial gains in your investment portfolio over time. But, how do you determine what is actually going on with your holdings in order to preserve your capital? It stands to reason that you must take an active role in the investment decision-making process by educating yourself about each and every business that you intend on holding in your portfolio. Regular on-going research validates that the reasons for your initial investment decision are still valid. Although this process may be tedious at times, it will ensure that you are able to maximize your earning potential by being positioned to take advantage of opportunities as soon as they appear. Here are five steps to follow on a weekly or bi-weekly basis, if you choose the route of becoming an informed and active investor and being in a position to take advantage of opportunities as they present themselves: 1. Research the media and news for company and industry stories. 2. Listen to company conference calls or read the transcripts. 3. Learn each company’s/ industry’s metrics for comparing peers for example same store sales used in the retail sector. 4. Research the company’s SEC filings and learn to assess debt obligations on the balance sheet. 5. Measure and track how the company is doing in relation to its peers. In other words, how fast is it growing. What should not be a major part of doing your due diligence is looking at charts or …
To learn more about how to take better control of your stock investments, visit Stock Investing Simplified at stockinvestingsimplified.com. Here are the 5 of the biggest reasons why people lose money in the stock market and how you can avoid these common mistakes. #1 They incorrectly equate price with value. The price of a stock is what you paid. The value is what you get behind the business. Mr. Market can vary the current price of a stock. This does not change the intrinsic value of the business in generating free cash for its shareholders and consistent profitability in the future. You increase your chances of losing money in the stock market when you do not take the time to assess if the business is best of breed in its industry or sector. This means that you should spend a little time: 1. checking out the most important growth rates to assess profitability, 2. verifying if the business has an economic advantage over its competition, 3. ensuring that the management team is working for the shareholders and not ripping them off, 4. determining the intrinsic or fair market value of the business, and 5. purchasing the business with a margin of safety by buying it when it comes on sale. #2: They let emotions get the better of them. Rather than using a rational approach and sound reasoning to guide your decision-making process, you may get caught up in the hype surrounding the market. You end up buying when the stock is over-valued and selling pre-maturely, when the media …
Randy and Brian are co-authors of the new book “Investing in Condominiums: Strategies, Tips and Expert Advice for the Canadian Real Estate Investor”. This book is a great read for anyone looking to learn all the ins and outs of profitable condo investing. Find out what everyone’s talking about and order your copy today at www.condoinvest.ca * Aired on the The Lang & O’Leary Exchange on December 23, 2011
The uncertain outlook for 2012 means investors should look for sustainable yields in high-dividend stocks, corporate debt and real estate, says Standard Life Investments CIO, Rod Paris.
In an investment of ,000 was made by a business club. The investment was split into three parts and lasted for one year. The first part of the investment earned 8% interest, the second 6%, and the third 9%. Total interest from the investment was 60. The interest from the first investment was 2 times the interest from the second. Find the amounts of the three parts of the investment. I need the three parts of this problem.
